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TopStep Trading Combine 100k: rules, price and payouts

A one-phase monthly evaluation for a $100,000 futures account. Getting funded costs $446.00 in total assuming 3 months to pass (our estimate). Every rule and price verified on Topstep's website on Sep 26, 2026.

Shown with the options we rank it with in Best Accounts: Standard evaluation · Standard payout plan. You can change them in the rules below.

$99.00/mo
$99.00/mo × 3 mo + $149.00 activation fee = $446.00 to get funded
·Average·In business 14y 3mo
Visit Topstep
Overall score67/100
Challenge score52/100assumes 3 mo
Funded score81/100

Evaluation

Evaluation rules
Evaluation phases
1 phase
Profit target
$6,000 (6%)
Max loss
$3,000 (3%)
Daily loss limit
$2,000 (2%)
Drawdown type
Trailing EOD
Target ÷ max loss
2.00×
Consistency rule
55% of total profit
Min trading days
Not published
Max position size
10 mini / 100 micro
News trading
Allowed
One-day pass possible
No
Bots & automated trading
Allowed with conditions
Copy trading
Allowed with conditions
Costs
Billing
Monthly — assuming 3 months to passour estimate
Pricing plan
STANDARD
Activation fee
$149.00
Reset fee
$99.00
Total to get funded
$446.00
Average cost to get funded
$1,549 (≈5 tries)
Average time to get funded
≈ 9 months
Fastest first payout
9 days · $248 spent
Discount code
None

Funded account

Funded account
Payout path
STANDARD
Max accounts at once
5
Path to live account
At Topstep's discretion
Scaling plan
Yes
Trading rules
Max loss
$3,000 (3%)
Drawdown type
Trailing EOD
Daily loss limit
$2,000 (2%)
Extra daily loss rule
None
Consistency rule
No rule
Max position size
10 mini / 100 micro
News trading
Allowed
Bots & automated trading
Allowed with conditions
Copy trading
Allowed with conditions
Payouts
Profit needed between payouts
$750 (5 days × $150)
Profit split
90%
Payout schedule
Not published
Min days of profit
5 winning days ($150 min)
Min profit between payouts
$1.00
Min payout request
$125.00
Max payout request
50% of account balance, up to $6,000
Max daily profit
No cap
Buffer
Not required

Every price option

OptionPriceActivation feeTotal to get funded
NO FEE$129.00/moFree$427.00
STANDARD$99.00/mo$149.00$446.00

Bots, copy trading and trading costs at Topstep

Bots & automated tradingAllowed with conditions
Evaluation: Allowed with conditionsFunded: Allowed with conditionsLive: Unconfirmed
  • Automated strategies are allowed with conditions: Topstep doesn't help set them up and makes no exceptions for errant trades or malfunctions.
  • All trading must come from your personal device: VPS, VPNs and remote servers are prohibited (running automation on a VPS can get the account suspended).
  • Automation through the TopstepX API needs a separate ProjectX API subscription: $29/month, $14.50 with code topstep.
  • Prohibited: software, AI or ultra-high-speed systems that give an unfair advantage, and scalping algorithms or hundreds of rapid trades that exploit simulated fills.
  • Prohibited: coordinated trading with others and holding opposite positions across your own accounts (cross-account hedging).
Copy tradingAllowed with conditions
  • A trade copier may be used to duplicate trades across your own accounts, including the Live Funded Account.
  • No opposite positions across accounts (hedging) and no trading in concert with other people.
  • All accounts must be under one Topstep profile.
Costs beyond the account price
Commissions (per contract, open + close): mini $3.78 · micro $1.22
TopstepX round turn incl. exchange and NFA fees (Trading Combine, Express Funded and Live)
Platform: Covered for many platforms during the Trading Combine; in the Live Funded Account you pay your own platform license.
Market data: Level 1 data included; Level 2 is a paid upgrade. Live Funded Account: professional CME data $133 per exchange per month, one exchange covered by Topstep.

Not yet confirmed by Topstep: Are fully automated strategies allowed in the Live Funded Account, under the same conditions? We're asking the firm and will update this section when it answers in writing.

Checked on Topstep's own help center on Sep 30, 2026. Sources: Trading Combine Parameters (FAQ: automated strategies, trade copier) · TopstepX API Access (VPS rules, cost) · Prohibited Conduct · Prohibited Trading Strategies · Understanding Hedging · Live Funded Account Parameters (trade copier tip) · TopstepX Commissions and Fees · What are the costs in the Live Funded Account? . Compare every firm: prop firms that allow bots · copy trading.

What getting funded really costs

Most traders don't pass on the first try. Set how long it takes you and see the full bill.

Commissions at this firm, per contract, open + close: mini $3.78, micro $1.22. A round trip is one contract bought and sold (3 contracts in and out = 3 round trips).

Subscription: 2 months × $99.00$198.00
Activation fee (once, after you pass)$149.00
Total to get funded$347.00

Passing first time, in one month, would cost $248.00. Failed attempts restart at the monthly renewal instead of a paid reset.

How much the first payout pays you

Enter the profit in your funded account. We apply the buffer, the payout limit, your split and any fee.

Withdrawable profit (no buffer)$6,000.00
Your 90% profit split$5,400.00
You receive$5,400.00

You also need to meet: Days: 5 winning days ($150 min).

An estimate for the first payout; later payouts can have different limits. Always check the firm's current rules.

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