Apex Trader Funding vs Topstep (Oct 2026)
A tie: each firm wins 5 of the 11 categories we score. Choose Apex Trader Funding for a cheaper way in, a better evaluation, better trader reviews, fewer consistency rules and more trading platforms. Choose Topstep for better terms once funded, a longer track record, more paid out to traders, faster payouts and availability in more countries.
| Category | Apex Trader Funding | Topstep |
|---|---|---|
| Accounts | 4 | 3 |
| Account sizes | 4 ($25K, $50K, $100K, $150K) | 3 ($50K, $100K, $150K) |
| Total to get funded | $75.70 – $178.00 ✓ | $247.00 – $657.00 |
| Best Challenge score | 82/100 ✓ | 71/100 |
| Best Funded score | 68/100 | 82/100 ✓ |
| Trustpilot | 4.2 (21,175 reviews) ✓ | 3.6 (14,882 reviews) |
| In business | 4y 9mo | 14y 3mo ✓ |
| Paid to traders | $828M+ | $1.4B+ ✓ |
| Typical payout speed | ~5 days | 1-3 business days ✓ |
| Profit split | 100% | 90% |
| Consistency rule | None on any account ✓ | On every account |
| News trading | Allowed | Allowed |
| Instant funding | No | No |
| Platforms | 10: NinjaTrader, TradingView, Tradovate, Quantower, Sierra Chart, ATAS, Bookmap, R|Trader Pro, Jigsaw, WealthCharts ✓ | 2: TopstepX, Quantower |
| Countries not accepted | 87 | 32 ✓ |
Best account at each size
| Size | Apex Trader Funding | Topstep |
|---|---|---|
| $50K | Apex Trader Funding 50k $149.00 to get funded · Challenge 81 | TopStep Trading Combine 50k $247.00 to get funded · Challenge 71 |
| $100K | Apex Trader Funding 100k $138.00 to get funded · Challenge 73 | TopStep Trading Combine 100k $446.00 to get funded · Challenge 52 |
| $150K | Apex Trader Funding 150k $178.00 to get funded · Challenge 67 | TopStep Trading Combine 150k $657.00 to get funded · Challenge 47 |
Apex Trader Funding vs Topstep: FAQ
Is Apex Trader Funding better than Topstep?
They're level: each wins 5 of 11 categories. Choose Apex Trader Funding for a cheaper way in, a better evaluation, better trader reviews, fewer consistency rules and more trading platforms. Choose Topstep for better terms once funded, a longer track record, more paid out to traders, faster payouts and availability in more countries.
Which is cheaper, Apex Trader Funding or Topstep?
Total cost to get funded: Apex Trader Funding $75.70 – $178.00, Topstep $247.00 – $657.00. Apex Trader Funding has the cheaper entry point.
Which pays out faster, Apex Trader Funding or Topstep?
Typical payout speed: Apex Trader Funding ~5 days, Topstep 1-3 business days. Topstep is faster.
Which has better reviews, Apex Trader Funding or Topstep?
Trustpilot: Apex Trader Funding 4.2 (21,175 reviews); Topstep 3.6 (14,882 reviews). Weighting each rating by its number of reviews, Apex Trader Funding rates higher.
Apex Trader Funding review · Topstep review · All comparisons