My Funded Futures vs Topstep (Oct 2026)
My Funded Futures wins 6 of the 11 categories we score (My Funded Futures 6, Topstep 4). Choose My Funded Futures for a cheaper way in, a better evaluation, better trader reviews, faster payouts, fewer consistency rules and more trading platforms. Choose Topstep for better terms once funded, a longer track record, more paid out to traders and availability in more countries.
| Category | My Funded Futures | Topstep |
|---|---|---|
| Accounts | 13 | 3 |
| Account sizes | 4 ($25K, $50K, $100K, $150K) | 3 ($50K, $100K, $150K) |
| Total to get funded | $63.00 – $334.00 ✓ | $247.00 – $657.00 |
| Best Challenge score | 80/100 ✓ | 71/100 |
| Best Funded score | 77/100 | 82/100 ✓ |
| Trustpilot | 4.9 (22,123 reviews) ✓ | 3.6 (14,882 reviews) |
| In business | 2y 11mo | 14y 3mo ✓ |
| Paid to traders | $233M+ | $1.4B+ ✓ |
| Typical payout speed | ~10 min ✓ | 1-3 business days |
| Profit split | 90% / 80% | 90% |
| Consistency rule | None on 4 of 13 ✓ | On every account |
| News trading | Allowed | Allowed |
| Instant funding | No | No |
| Platforms | 6: NinjaTrader, TradingView, Tradovate, Quantower, Volumetrica, DeepCharts ✓ | 2: TopstepX, Quantower |
| Countries not accepted | 87 | 32 ✓ |
Best account at each size
| Size | My Funded Futures | Topstep |
|---|---|---|
| $50K | MyFundedFutures Builder 50k $92.00 to get funded · Challenge 80 | TopStep Trading Combine 50k $247.00 to get funded · Challenge 71 |
| $100K | MyFundedFutures Builder 100k $169.00 to get funded · Challenge 65 | TopStep Trading Combine 100k $446.00 to get funded · Challenge 52 |
| $150K | MyFundedFutures Builder 150k $239.00 to get funded · Challenge 66 | TopStep Trading Combine 150k $657.00 to get funded · Challenge 47 |
My Funded Futures vs Topstep: FAQ
Is My Funded Futures better than Topstep?
On our data, My Funded Futures comes out ahead in 6 of 11 categories (My Funded Futures 6, Topstep 4). Choose My Funded Futures for a cheaper way in, a better evaluation, better trader reviews, faster payouts, fewer consistency rules and more trading platforms. Choose Topstep for better terms once funded, a longer track record, more paid out to traders and availability in more countries.
Which is cheaper, My Funded Futures or Topstep?
Total cost to get funded: My Funded Futures $63.00 – $334.00, Topstep $247.00 – $657.00. My Funded Futures has the cheaper entry point.
Which pays out faster, My Funded Futures or Topstep?
Typical payout speed: My Funded Futures ~10 min, Topstep 1-3 business days. My Funded Futures is faster.
Which has better reviews, My Funded Futures or Topstep?
Trustpilot: My Funded Futures 4.9 (22,123 reviews); Topstep 3.6 (14,882 reviews). Weighting each rating by its number of reviews, My Funded Futures rates higher.