OneUp Trader vs Topstep (Oct 2026)
OneUp Trader wins 6 of the 11 categories we score (OneUp Trader 6, Topstep 2). Choose OneUp Trader for a cheaper way in, a better evaluation, better trader reviews, faster payouts, more trading platforms and availability in more countries. Choose Topstep for better terms once funded and a longer track record.
| Category | OneUp Trader | Topstep |
|---|---|---|
| Accounts | 10 | 3 |
| Account sizes | 5 ($25K, $50K, $100K, $150K, $250K) | 3 ($50K, $100K, $150K) |
| Total to get funded | $130.00 – $2,695.00 ✓ | $247.00 – $657.00 |
| Best Challenge score | 88/100 ✓ | 71/100 |
| Best Funded score | 71/100 | 82/100 ✓ |
| Trustpilot | 4.7 (2,779 reviews) ✓ | 3.6 (14,882 reviews) |
| In business | 10y 9mo | 14y 3mo ✓ |
| Paid to traders | Not disclosed | $1.4B+ |
| Typical payout speed | Same day (processed), 1-3 business days (bank wire) ✓ | 1-3 business days |
| Profit split | 90% | 90% |
| Consistency rule | On every account | On every account |
| News trading | Allowed | Allowed |
| Instant funding | No | No |
| Platforms | 9: NinjaTrader, R|Trader Pro, ATAS, Bookmap, Quantower, Sierra Chart, MotiveWave, MultiCharts, Jigsaw ✓ | 2: TopstepX, Quantower |
| Countries not accepted | 19 ✓ | 32 |
Best account at each size
| Size | OneUp Trader | Topstep |
|---|---|---|
| $50K | OneUp Evaluation 50k $187.50 to get funded · Challenge 80 | TopStep Trading Combine 50k $247.00 to get funded · Challenge 71 |
| $100K | OneUp Evaluation 100k $450.00 to get funded · Challenge 55 | TopStep Trading Combine 100k $446.00 to get funded · Challenge 52 |
| $150K | OneUp Evaluation 150k $612.50 to get funded · Challenge 53 | TopStep Trading Combine 150k $657.00 to get funded · Challenge 47 |
OneUp Trader vs Topstep: FAQ
Is OneUp Trader better than Topstep?
On our data, OneUp Trader comes out ahead in 6 of 11 categories (OneUp Trader 6, Topstep 2). Choose OneUp Trader for a cheaper way in, a better evaluation, better trader reviews, faster payouts, more trading platforms and availability in more countries. Choose Topstep for better terms once funded and a longer track record.
Which is cheaper, OneUp Trader or Topstep?
Total cost to get funded: OneUp Trader $130.00 – $2,695.00, Topstep $247.00 – $657.00. OneUp Trader has the cheaper entry point.
Which pays out faster, OneUp Trader or Topstep?
Typical payout speed: OneUp Trader Same day (processed), 1-3 business days (bank wire), Topstep 1-3 business days. OneUp Trader is faster.
Which has better reviews, OneUp Trader or Topstep?
Trustpilot: OneUp Trader 4.7 (2,779 reviews); Topstep 3.6 (14,882 reviews). Weighting each rating by its number of reviews, OneUp Trader rates higher.